La Commissione europea si compiace dell’accordo politico raggiunto in tempi rapidi dalla commissione ECON del Parlamento europeo e dal Consiglio (COREPER) sul suo pacchetto destinato al settore bancario per agevolare l’erogazione di prestiti a famiglie e imprese nell'UE.(...)
Questo accordo rapido consentirà l’entrata in vigore delle misure necessarie il prima possibile, il che contribuirà in modo significativo a gestire lo shock economico causato dalla pandemia di coronavirus, a preparare il terreno per una ripresa rapida e a mantenere la resilienza delle banche. (...)
vedi anche questa pagina web del Parlamento Europeo (collegamento)
(...) The adopted changes include:
Taking into account the extraordinary impact of the COVID-19 pandemic and the extreme levels of volatility in the financial markets leading to increased yields for public debt and in turn to unrealised losses on banks' holdings of public debt, MEPs agreed to introduce a temporary prudential filter to calculate losses accumulated since 31 December 2019 and to neutralise their impact. (...)
Questo accordo rapido consentirà l’entrata in vigore delle misure necessarie il prima possibile, il che contribuirà in modo significativo a gestire lo shock economico causato dalla pandemia di coronavirus, a preparare il terreno per una ripresa rapida e a mantenere la resilienza delle banche. (...)
vedi anche questa pagina web del Parlamento Europeo (collegamento)
(...) The adopted changes include:
- Extension by two years of the transitional arrangements for IFRS 9 (international accounting standard) and further relief measures (capital add back) will ensure that banks can further provide credit to the real economy.
- Alignment of minimum coverage requirements for non-performing loans guaranteed by the public sector with those guaranteed by official export credit agencies.
- Deferred application of the leverage ratio buffer (leverage ratio is a ratio between a bank’s capital and its exposures) by one year to January 2023 - this further allow banks to increase the amount of funds they would be able to loan.
- Advanced application of a more favourable prudential treatment of loans to pensioners or employees with a permanent contract that are backed by the borrower's pension or salary.
- Advanced application of both, the SME and infrastructure supporting factors, which allows for a more favourable prudential treatment of certain exposures to SMEs and infrastructure, ensuring credit flow to SMEs and supporting infrastructure investments.
- Banks will no longer be required to deduct certain software assets from their capital, supporting an accelerated digitalisation of the banking sector.
- Liquidity measures provided by central banks in a crisis context will be effectively channelled by banks to the economy.
In order to support funding options
in non-euro member states fighting the consequences of the COVID-19
pandemic, the Economic and Monetary Affairs Committee reintroduced
transitional arrangements related to preferential treatment for when
governments and central banks are exposed to bonds denominated in
currencies of non-euro member states and prolonged transitional with
respect to their treatment under the large exposure limits.
Taking into account the extraordinary impact of the COVID-19 pandemic and the extreme levels of volatility in the financial markets leading to increased yields for public debt and in turn to unrealised losses on banks' holdings of public debt, MEPs agreed to introduce a temporary prudential filter to calculate losses accumulated since 31 December 2019 and to neutralise their impact. (...)
Post
Nessun commento:
Posta un commento