Commission consults on EU securitisation rules

Deadline: 4th December

Commission consults on EU securitisation rules

The Directorate-General for Financial Stability, Financial Services and Capital Markets Union (DG FISMA) has launched today a targeted consultation to assess the effectiveness of the EU securitisation framework, which was introduced in 2019 with the aim to promote an EU securitisation market that finances the economy without creating risks to financial stability. Securitisation can play a crucial role in the development of the capital markets union and the savings and investment union.

By freeing up balance sheets, banks and non-bank lenders can increase lending to households and corporates, while also providing another asset for investors to invest in. The Eurogroup statement of March 2024 and the European Council conclusions in April 2024 on the capital markets union highlighted the need to relaunch the European securitisation market. This consultation aims to seek feedback from relevant stakeholders on the current EU securitisation framework and identify potential areas for improvement. (...)