Instant payments offer huge benefits for businesses and individuals.
However, there remain a number of barriers preventing them from becoming
more widespread, and uptake in the EU is low and patchy.
On 26 October,
the European Commission adopted a legislative proposal to make instant
payments in euro available to any business or individual holding a bank
account in the EU.
The adoption follows extensive preparatory work,
which lasted almost three years and included a number of consultation
exercises with a wide range of stakeholders. (...)
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